One Accident Could Shut Down Your Business
Don't risk everything you've built. Get the right contractor insurance in one 15-minute call.
Pick a time — quick, no-pressure conversation.
Why Contractors Choose David
I work with tradespeople across Michigan every day. I know what you need and how to get it fast.
Trade-Specific Expertise
I understand contractor risks — from job site injuries to property damage — and build policies to match.
50+ Carriers Compared
I shop the market so you get the right coverage at a competitive price. No settling for one-size-fits-all.
COIs When You Need Them
Certificates of insurance delivered fast so you never lose a bid waiting on paperwork.
Direct Access
Call or text me directly. No phone trees, no waiting on hold, no runaround.
Coverage for Contractors
From general liability to workers' comp, I'll make sure your trade is properly covered.
General Liability
Covers property damage and bodily injury claims that happen on the job.
Workers' Compensation
Protect your crew and meet state requirements with the right workers' comp policy.
Commercial Auto
Coverage for your work vehicles, vans, and the tools inside them.
Contractor Bonds
Surety bonds required by many municipalities and general contractors.
About David
Hi, my name is David VanDyke, and I've lived in West Michigan my entire life. This community means the world to me, and I'm passionate about helping the people around me protect the things they love most.
Before transitioning to insurance, I spent 10 years in real estate, where I gained a deep understanding of the importance of safeguarding homes and investments. Today, I use that experience to provide tailored home and auto insurance solutions that offer peace of mind and security.
"Let's work together to protect what matters most to you."
When I'm not helping clients, I enjoy watching sports (Go Blue!), collecting fountain pens, and reading books beside a cozy fire. Most of all, I love spending time with my wife, Caroline, and our four wonderful children—Weston, August, Callum, and Charlotte. Whether it's enjoying the beauty of West Michigan or cheering on my favorite team, I'm grateful to call this place home.
Shield is an independent agency with a long track record of serving Michigan families. I'm proud to be part of those strong client relationships, and I can compare options across a broad marketplace of carriers to match coverage and budgets with confidence.
What Clients Say
Marvin Prins
" "Great price. Friendly and saved us a lot of money."
- Full coverage auto insurance
- Homeowners insurance
- RV insurance
Reply from David:
Thank you so much for this incredible 5-star review! We are delighted to hear you found the price reasonable and the service friendly. Thank you for being a valued client!
LKM Sr
" "Reasonable price. Shield Insurance was great to work with. I will recommend them to my friends and family."
- Full coverage auto insurance
- Homeowners insurance
- Boat & watercraft insurance
Reply from David:
Thank you so much for this incredible 5-star review! We are delighted to hear you found the price reasonable and that we were great to work with for your Auto, Homeowners, and Boat coverage. Knowing you'd recommend us to friends and family is the highest compliment we could receive. Thank you for being a valued client!
Ravichandran Balaraju
" "Reasonable price. Good service from David VanDyke."
- Homeowners insurance
- Auto insurance
Reply from David:
Ravichandran, thank you for the feedback. We're happy to hear you found the price reasonable and received good service for your Homeowners and Vehicle policies. We appreciate your high praise and are focused on providing a 5-star experience every time!
Trusted Insurance Partners
As an independent agency, we partner with top-rated carriers to find you the best coverage and value.
Plus 50+ additional carriers to compare for your best rate.
Frequently Asked Questions
What insurance do contractors need in Michigan?
At minimum, general liability and workers' comp (if you have employees). Many GCs also require you to carry commercial auto.
How much does contractor insurance cost?
It depends on your trade, crew size, and revenue. I compare multiple carriers to find the best rate — most tradespeople are surprised how affordable it can be.
Do I need insurance if I'm a sole proprietor?
Yes. Even without employees, general liability protects you from property damage and injury claims at job sites.
How quickly can I get proof of insurance?
Usually within 24 hours. I know you can't afford to wait when a GC needs your COI.
Get Your Contracting Business Covered
15-minute call. I'll tell you exactly what coverage you need for your trade.
Prefer to reach out directly?
I typically respond within one business day.